2026 season · Week 11

American Championship & Playoff Odds

Updated November 11, 2026 · Based on 6,000 simulated seasons

North Texas is the favorite to win the American at 52%, ahead of Memphis (28%) and UTSA (16%), according to the A to Z Sports model (6,000 simulated seasons, updated November 11, 2026, official American tiebreakers). Most likely title game: Memphis vs. North Texas (48% of simulated seasons), December 5 at the higher seed's stadium. A American team is the highest-ranked Group of 6 team, which gets an automatic bid, in 6% of simulations. Best playoff odds: North Texas 4%.

American odds
TeamRecordConferenceMake CFPWin conferenceWin title
North Texas Mean Green7-2American4%52%<1%
Memphis Tigers7-2American1%28%<1%
UTSA Roadrunners7-2American1%16%<1%
Army Black Knights5-4American<1%2%<1%
East Carolina Pirates5-4American<1%1%<1%
Florida Atlantic Owls6-3American<1%1%<1%
UAB Blazers5-4American<1%1%<1%
South Florida Bulls6-3American<1%<1%<1%
Tulsa Golden Hurricane5-4American<1%<1%<1%
Charlotte 49ers1-8American<1%<1%<1%
Navy Midshipmen3-6American<1%<1%<1%
Rice Owls1-8American<1%<1%<1%
Temple Owls2-7American<1%<1%<1%
Tulane Green Wave4-5American<1%<1%<1%

American race at a glance

North Texas is the favorite to win the American at 52%, ahead of Memphis (28%) and UTSA (16%), according to the A to Z Sports model (6,000 simulated seasons, updated November 11, 2026, official American tiebreakers). Most likely title game: Memphis vs. North Texas (48% of simulated seasons), December 5 at the higher seed's stadium. A American team is the highest-ranked Group of 6 team, which gets an automatic bid, in 6% of simulations. Best playoff odds: North Texas 4%.

About the A to Z Sports CFB Playoff Predictor

The A to Z Sports CFB Playoff Predictor: every FBS team's path to the 2026 College Football Playoff. It gives all 138 FBS teams their odds to make the 12-team playoff, win their conference, earn a first-round bye and win the national title, from 6,000 simulations of the rest of the season. Pick the winner of any game and every team's odds update, with each conference's official tiebreakers and the 2026 CFP format applied. Every team has a page with what it needs and who to root for, and you can build, download and share your own bracket. Free to use. No account needed.

Last updated November 11, 2026 · results through Wed, Nov 11 · based on 6,000 simulated seasons.

How to use the College Football Playoff Predictor

  1. See every team's odds. We play out the rest of the season 6,000 times and count how often each team makes the 12-team playoff, wins its conference, reaches its title game, earns a first-round bye and wins the national title.
  2. Pick any game. Tap a team to make them the winner. Both teams' strength updates the way it would after a real result, and every team's odds update nationwide.
  3. Sim the rest. Use "Sim this week" or "Sim to Selection Day" to fill in the games you haven't picked. Your picks stay locked.
  4. Pick the title games. "Title games" (after the last week) shows each conference's likely championship matchups. Pick a winner — the pick follows that team if it gets there.
  5. The committee counts. Our odds factor in the CFP committee's latest Top 25 and where we project it goes next. The CFP Top 25 shows the committee's 12 in gold.
  6. Make the bracket yours. Your picks shape the projected bracket — tap See the Bracket on any page. Tap any team to send it through, or edit the 12 to swap in any team. It follows the 2026 rules, so every Power 4 champion and the top Group of 6 team stay in. Switch to 24 teams to see the field under the 2027 rules.
  7. Go deeper. Conference pages apply each league's official tiebreakers. Team pages show what your team needs and who to root for.
  8. Share it. Copy a link to your scenario, or download a ready-to-post graphic of your team's odds, the projected 12-team field or your bracket.

Frequently asked questions

Who is favored to win the American in 2026?

North Texas, at 52% in the A to Z Sports model, followed by Memphis (28%), UTSA (16%) and Army (2%). The most likely American Championship matchup is Memphis vs. North Texas (48% of simulated seasons). The game is December 5, 2026, at the higher seed's stadium.

How many American teams will make the College Football Playoff?

The American has no automatic bid of its own. The highest-ranked team from the six Group of 6 conferences gets one, and a American team earns it in 6% of simulations. Playoff odds: North Texas 4%.

How does the American break ties for its championship game?

American tiebreakers, in order: 1) Head-to-head among the tied teams; 2) CFP ranking (if ranked and won final game), else computer composite (estimated in the simulations); 3) Record vs. all common conference opponents; 4) Overall win %; 5) Random draw. A tie for a title-game spot happens in 49% of simulated seasons. Source: American tiebreakers (2025 scenarios page + secondary summary).