2026 season · Week 8

American Championship & Playoff Odds

Updated October 18, 2026 · Based on 6,000 simulated seasons

North Texas is the favorite to win the American at 34%, ahead of UTSA (18%) and Memphis (16%), according to the A to Z Sports model (6,000 simulated seasons, updated October 18, 2026, official American tiebreakers). Most likely title game: North Texas vs. UTSA (17% of simulated seasons), December 5 at the higher seed's stadium. A American team is the highest-ranked Group of 6 team, which gets an automatic bid, in 7% of simulations. Best playoff odds: UTSA 4% and North Texas 2%.

American odds
TeamRecordConferenceMake CFPWin conferenceWin title
North Texas Mean Green4-2American2%34%<1%
UTSA Roadrunners6-1American4%18%<1%
Memphis Tigers5-2American<1%16%<1%
Army Black Knights4-2American<1%12%<1%
Tulane Green Wave3-3American<1%8%<1%
South Florida Bulls5-2American<1%6%<1%
East Carolina Pirates3-3American<1%2%<1%
UAB Blazers4-3American<1%1%<1%
Florida Atlantic Owls4-2American<1%1%<1%
Tulsa Golden Hurricane4-3American<1%1%<1%
Temple Owls2-5American<1%<1%<1%
Charlotte 49ers1-6American<1%<1%<1%
Navy Midshipmen2-4American<1%<1%<1%
Rice Owls1-6American<1%<1%<1%

American race at a glance

North Texas is the favorite to win the American at 34%, ahead of UTSA (18%) and Memphis (16%), according to the A to Z Sports model (6,000 simulated seasons, updated October 18, 2026, official American tiebreakers). Most likely title game: North Texas vs. UTSA (17% of simulated seasons), December 5 at the higher seed's stadium. A American team is the highest-ranked Group of 6 team, which gets an automatic bid, in 7% of simulations. Best playoff odds: UTSA 4% and North Texas 2%.

About the A to Z Sports CFB Playoff Predictor

The A to Z Sports CFB Playoff Predictor: every FBS team's path to the 2026 College Football Playoff. It gives all 138 FBS teams their odds to make the 12-team playoff, win their conference, earn a first-round bye and win the national title, from 6,000 simulations of the rest of the season. Pick the winner of any game and every team's odds update, with each conference's official tiebreakers and the 2026 CFP format applied. Every team has a page with what it needs and who to root for, and you can build, download and share your own bracket. Free to use. No account needed.

Last updated October 18, 2026 · results through Week 7 · based on 6,000 simulated seasons.

How to use the College Football Playoff Predictor

  1. See every team's odds. We simulate the rest of the season thousands of times and count how often each team makes the 12-team playoff.
  2. Pick any game. Tap a team to make them the winner. Both teams' strength updates the way it would after a real result, and every team's odds update nationwide.
  3. Sim the rest. Use "Sim this week" or "Sim to Selection Day" — your picks stay locked.
  4. Pick the title games. "Title games" (after the last week) shows each conference's likely championship matchups. Pick a winner — the pick follows that team if it gets there.
  5. Make the bracket yours. Your picks shape the projected bracket — tap See the Bracket on any page. Tap any team to send it through, or edit the 12 to swap in any team. It follows the 2026 rules, so every Power 4 champion and the top Group of 6 team stay in.
  6. Go deeper. Conference pages apply each league's official tiebreakers. Team pages show what your team needs and who to root for.
  7. Share it. Copy a link to your scenario, or download a ready-to-post graphic of your team's odds, the projected 12-team field or your bracket.

Frequently asked questions

Who is favored to win the American in 2026?

North Texas, at 34% in the A to Z Sports model, followed by UTSA (18%), Memphis (16%) and Army (12%). The most likely American Championship matchup is North Texas vs. UTSA (17% of simulated seasons). The game is December 5, 2026, at the higher seed's stadium.

How many American teams will make the College Football Playoff?

The American has no automatic bid of its own. The highest-ranked team from the six Group of 6 conferences gets one, and a American team earns it in 7% of simulations. Playoff odds: UTSA 4% and North Texas 2%.

How does the American break ties for its championship game?

American tiebreakers, in order: 1) Head-to-head among the tied teams; 2) CFP ranking (if ranked and won final game), else computer composite (estimated in the simulations); 3) Record vs. all common conference opponents; 4) Overall win %; 5) Random draw. A tie for a title-game spot happens in 52% of simulated seasons. Source: American tiebreakers (2025 scenarios page + secondary summary).